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Terms of Use


"Agreement" means the terms and conditions and the Privacy Policy as detailed herein and will include the references to this Agreement as amended, supplemented, varied or replaced from time to time.

"We" or "us" or "site" or "website" or similar phrases shall mean, its holding company, subsidiaries, affiliates, partners, associated organisations, owners, directors and officers.

"You" or "user" or similar phrases shall mean the individual accessing and using this site in his personal capacity or on behalf of his/her company.

You represent and warrant that you are competent and qualified to enter into a legally binding agreement and have the requisite authority to bind the other party (if you are representing an entity) to this Agreement. You shall not access/use this site if you are not competent to contract under the applicable laws, rules and regulations.

Privacy Policy

We may collect personal information of yours. Please visit privacy policy to understand our policy and standpoint on handling your personal information.

Intellectual Property Rights

This site is owned by, 5 Parker Street, Lexington, MA 02421, USA . All content present on this site, including all the software, text, images, graphics, video and audio used on this site, is either the exclusive property of or has the right to use them.

With regard to all write-ups, letters, comments, suggestions, graphics, ideas and other information or materials you may submit to this site, you hereby grant us a perpetual, royalty free, worldwide right to use, reproduce, modify, adapt, publish, translate, create derivative works from, distribute, perform and display such content (in whole or part) worldwide and/or to incorporate it in other works in any form, media, or technology.

The trademarks displayed on this site are proprietary to or other third parties. You agree not to print or reproduce the said trademarks in any form, without the respective owner’s prior written permission.

No material from this site may be copied, modified, reproduced, uploaded, posted or distributed in any form without our prior written permission. All rights not expressly granted herein are reserved. We may monitor access to the site.

You shall not post in the site, modify, distribute, or reproduce in any way copyrighted or other proprietary materials without obtaining the prior written consent of the copyright owner of such materials. In addition to the right to initiate any legal action, we may terminate your login id, deny access to the site, or terminate any user who is alleged to have infringed the copyright or proprietary rights of another person.

Third Party Sites

The site provides links to web sites and access to content, products and services from third parties. You agree that we are not responsible for the availability of and/or content provided on such third party web sites. You are requested to go through the policies posted by other web sites regarding their privacy and other topics before use.

Products listed in the Site

This site may provide you the facility to purchase certain merchandise. Please be aware that we are not selling any products through this site, instead redirecting you to third party sites. We don’t endorse any products or recommend you to purchase, neither do we provide any warranty regarding such products. We advise you to evaluate before any purchase decision and your sale transaction will be directly with such third party.

Disbursements of Funds

The funds generated through this site will appropriately disbursed to the needy and deserving with the help of social organisations, after deducting any overheads and administrative expenses.

Transactions resulting from/through the site

This web site can be accessed from countries around the world and may contain references to our services, programs, and products that have not been announced in your country. These references do not imply that we intend to announce such services, programs, or products in your country.

You further agree and acknowledge that you are accessing this site and transacting at your sole risk and are using your best and prudent judgment before entering into any transaction through this site.

We do not make any representation or warranty as to the quality, worth, condition, reliability etc. of the products or services proposed to be sold or purchased through this site. All warranties and other conditions specific to the product or services shall be as per the accompanying agreement.

Notwithstanding its reasonable efforts in that behalf, we cannot control the information provided by other users which is made available on this site. It is possible that you may find other user's information to be offensive, harmful, inaccurate, or deceptive. Please use caution and common sense when using this site. Further we advise you to note that there are also risks of dealing with people with ulterior motives, underage persons or people acting under false pretence.


To the maximum extent permitted by law, we disclaim all warranties as to the authenticity, accuracy, completeness or adequacy of any information, data, statements or products or services made available on this site. We make no warranties, express or implied, including, without limitation, those of merchantability and fitness for a particular purpose, non infringement of any third party intellectual property rights, with respect to any such matter. This site, and all content, materials, information, software, products and services therein, are provided on an "as is" and "as available" basis. We do not endorse in anyway any advertisers or contents of advertisers. Please therefore verify the veracity of all information on your own before undertaking reliance and/or taking any action thereupon. We do not warrant that the search facility in the site may give you the accurate results or findings all the time. We shall have no responsibility for any damage to any user's computer system or loss of data that result from the download of any content, materials, information from this site.

We make no warranty that this site will meet your requirements; or this site will be available on an uninterrupted, timely, secure, or error-free basis; or the results that may be obtained from the use of this site will be accurate or reliable. You may note that irrespective of the reasonable efforts made by us, the information, products, and services included in or available through this site may include inaccuracies or typographical errors. We and/or our suppliers may make deletions, additions, improvements and/or changes in this site at any time.

You agree not to upload, post, or otherwise transmit any matter or views that is/are, anti national, racist, threatening, defamatory, abusive, obscene, offensive or illegal, invasive of another's privacy, hateful, or racially, ethnically or otherwise objectionable. We are not responsible or liable for any such material or matter or conduct of any other party or any infringement of another party's rights, including intellectual property rights. You shall be solely responsible for such content you submit and the consequences thereof. We also reserve the right to decide whether such content is appropriate and comply with these Terms of Use for copyright infringement and violations of intellectual property law, as well as other violations, such as, but not limited to, pornography, obscene or defamatory material, or excessive length. We may remove such content and/or terminate your access for uploading such material in violation of these Terms of Use at any time, without prior notice and at our sole discretion.

All the contents of this site are only for general information or use. They do not constitute advice and should not be relied upon in making (or refraining from making) any decision. Any specific advice or replies to queries in any part of this site is/are the personal opinion of such experts/consultants/persons and are not subscribed to by us. Advice received through this site shall not be relied upon for personal, medical, legal or financial decisions and you should consult an appropriate professional for specific advice tailored to your situation.

User agrees to defend, indemnify and hold harmless us, our employees, directors, officers, agents and their successors and assigns from and against any and all claims, liabilities, damages, losses, costs and expenses, including attorney's fees, caused by or arising out of claims based upon user's actions or inactions while accessing this site.

In no event shall we be liable for any direct, indirect, punitive, incidental, special, consequential damages or any damages whatsoever including, without limitation, damages for loss of use, data or profits, arising out of or in any way connected with the use or performance of this site, with the delay or inability to use this site or related services, the provision of or failure to provide services, or for any information, software, products, services and/or related graphics, or otherwise arising out of the use of this site, whether based on contract, tort, negligence, strict liability or otherwise. We reserve the right to modify and/or discontinue the site.

Other Rules and Regulations

This site is not available to persons whose registration has been suspended or terminated by us. We may at any time modify these terms and conditions without any prior notification to you. You can access the latest version of these terms at any time. We advise you to regularly review these terms. In the event the modified terms and conditions are not acceptable to you, you should discontinue accessing and using this site. However, if you continue to use this site it is deemed that you have agreed and accepted the modified terms and conditions.

All information, comments, data, text, software, music, sound, photographs, graphics, video, messages or other materials, posted in this site, are the sole responsibility of the person/user from where such content originated. You shall be solely responsible for all content or comment that you upload, post or otherwise transmit. You understand that by using the site, you may be exposed to objectionable matter. Under no circumstances will we be liable in any way for any content, including, but not limited to, for any errors or omissions in any content, or for any loss or damage of any kind incurred as a result of the use of any content posted, uploaded on this site.

You agree not to indulge in any form of cyber stalking or create a nuisance for any person. You shall not send, submit, post, or otherwise transmit, messages or material that contain software virus, or any other files that are designed to interrupt, destroy, and negatively affect in any manner whatsoever, any electronic equipment in connection with the use of this site, or other user's ability to use this site.

The site may contain advertising and other material submitted to us by third parties. Advertisers are responsible for ensuring that material submitted for inclusion on the site complies with applicable International and National law. We will not be responsible for any advertiser's claim, error, omission or inaccuracy in advertising material, and reserves the right to omit, suspend or change the position of any advertising material submitted for insertion.

We may unilaterally change or discontinue any aspect of the site at any time, including, its content or features. We reserve the right to modify, delete or re-position any matter or material posted by you.

We reserve the right to charge subscription or membership fees in respect of all or any part, aspect of this site upon prior notice.

We may introduce games and contests for our users, the winners of which will be selected by us, from the winning entries using our own methodologies. We reserve the right to provide prizes for the winner(s), cancel, suspend or modify the contest in between. There could be additional rules and regulations specific to each contest. Our decision on any dispute related to the contest shall be final and binding.

By registering, you agree to the following terms in addition to any other specific terms intimated to you either through the site or otherwise:

  • You agree to provide us current, complete, and accurate registration information as prompted by the site  and to maintain and update this information to keep it current, complete and accurate.
  • If you provide any information that is untrue, inaccurate not current or incomplete or we have reasonable grounds to suspect that such information is untrue, inaccurate, not current or incomplete, we have the right to indefinitely suspend or terminate your membership and refuse to provide you with access to the site.
  • You shall be responsible for maintaining the confidentiality of your password, which you will not be under an obligation to reveal to any-one including our representative or agent. However, being the administrator of the site, our limited system administrators may have knowledge about your password.
  • You agree and understand that this site may be supported by advertisements and you grant us the right to disclose your registration details to third parties in connection with marketing the site. Furthermore, you agree and grant us the right to use your individual registration details to provide targeting of advertisements and other service offers.
  • You shall notify of any known or suspected unauthorized use(s) of your account, or any known or suspected breach of security, including loss, theft, or unauthorized disclosure of your password.
  • You understand that each registration is for a single individual user only. Hence the following are explicitly not permitted:
    • Sharing your user name and password to any other person;
    • Any part of the site being cached in proxy servers and accessed by individuals who have not registered with as a user;
    • Access through a single user name and password being made available to multiple users on a network.
  • Notwithstanding other legal remedies that may be available to us, we may in its sole discretion remove, suspend or terminate a user, without any prior notice:
    • If the user is in breach any of the terms and conditions of this Agreement;
    • If the user has provided wrong, inaccurate, incomplete or incorrect information;
    • If the user’s actions may cause any harm, damage or loss to the other users or

Illegal and/or unauthorized use of the site, including unauthorized framing of or linking to the site will be investigated, and appropriate legal action will be taken, including without limitation, civil, criminal and injunctive redress.

This Agreement shall be governed by the laws of United States of America. All disputes and proceedings shall be subject to the exclusive jurisdiction of the courts in Boston, Massacheusetts.

If any term, condition, section or provision of this Agreement becomes invalid or be so judged, the remaining terms, conditions, sections and provisions shall be deemed severable and shall remain in force. The failure to exercise, or delay in exercising any right, power or remedy vested in this Agreement shall not constitute a waiver by that party of that or any other right, power or remedy. This Agreement constitutes the entire agreement between the parties, and supersedes any prior understandings relating to the subject matter hereof, and may be amended or supplemented only as provided in this Agreement. A party shall not be liable for any event that is beyond the reasonable control of that party, including acts of god, terrorism, explosions, floods, mechanical breakdowns, strikes, labor unrest, breakdown in essential utilities, etc.